Financial Assistance
Who We Are
BayCare is a not-for-profit health care system committed to serving the health care needs of the residents of the communities we serve, regardless of ability to pay.
What We Do
The BayCare Financial Assistance Department can help determine if you qualify for assistance with medical expenses and ongoing medical care. Whether you visit the emergency room, receive outpatient services or are admitted to the hospital, our staff is available to assist you through the application process. We realize that paying for medical bills may be difficult. If you are unable to pay your medical bills and meet the eligibility criteria, you may qualify for assistance.
How to Apply

Apply for Financial Assistance
- Please note: Financial assistance applications are reviewed only for services that have already been rendered or are currently scheduled.
- Refer to the application instruction page before completing
- Applicants are required to provide information on all sources of income (including periods of no income) for all household members, including spouses, for the past 12 months.
Financial assistance may not be available for all services. To learn about the eligibility criteria and policy guidelines and how they vary by service, click the links below.
BayCare Hospitals, BayCare Laboratories, and BayCare Behavioral Health Services
BayCare Medical Group and BayCare Urgent Care
BayCare Outpatient Imaging Services
BayCare Surgery Centers
Medication Assistance Program
For more information about the Financial Assistance Department or if you have questions regarding financial assistance, email or call (855) 233-1555.
Frequently Asked Questions
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Do I need to have a scheduled service or have already received services at BayCare to submit an application?
Yes. You must either have a scheduled service or have already received services at BayCare in order to submit an application.
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Can I apply for financial assistance if I have insurance but am not using it?
No. Financial assistance cannot be applied if you are insured but choose not to use your insurance.
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What if I am enrolled in a MediShare plan or covered by a sponsored organization?
You will need to provide proof of payment or a denied claim before your financial assistance application can be reviewed.
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I am not a U.S. Citizen. Can I apply for financial assistance?
Yes. If you received emergency care in one of our facilities, you may apply regardless of citizenship or residency.
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I have medical insurance. Can I still apply for financial assistance?
Yes. You can apply for assistance for patient financial responsibility after insurance.
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I am legally married but separated. Do I need to list my spouse's income information?
Income from a spouse must be included if you are living at the same address.
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How do I document periods of no income?
If you had no income in the last 12 months, document it in the household income section as “no income” and please indicate who or what is supporting you. If you had periods of no income, document your entire income status for the last 12 months in the household income section.
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Do I need to submit pay stubs or W-2 forms with the financial assistance application?
- Traditional Medicare (not Medicare Replacement HMO) recipients are required to submit proof of income and assets.
- All other applicants only need to submit the completed financial assistance application. If further information is needed, a representative will contact you.
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I could not detail my financial hardship on the application. Can I submit additional information?
Yes. Additional information further explaining your financial hardship can be submitted to finassist@baycare.org. Please include your name and date of birth in the email.
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How long does it take for my application to be reviewed?
Most applications will be processed within 30 days of receipt. Incomplete applications will be returned to the applicant, which may delay the review process.
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How will I know if I was approved?
Approval and denial letters are mailed to the applicants listed address.
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How much would I have to pay if I am approved?
If you are approved for financial assistance, you will not be subject to any billing and/or collection actions. Payments paid toward your hospital-based services prior to applying for financial assistance may be refunded to you. Payments received for BayCare Medical Group, BayCare Outpatient Imaging or BayCare Urgent Care are not eligible for a refund.
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Is financial assistance health care coverage?
No. Financial assistance is not ongoing health coverage. However, an application on file can be reviewed for assistance for services rendered. You must have a scheduled service or have already received services at BayCare to apply for assistance.
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I was approved for financial assistance at another facility (not BayCare) do I have to reapply?
Yes. Financial assistance in not transferable.
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Who do I contact if I have questions or have trouble completing an online application?
You can send an email request to finassist@baycare.org or call (855) 233-1555 Monday through Friday from 8:30am to 4:30pm.

Community Resources
Do you need help finding resources that provide assistance for food, housing and paying your bills? Find Help Florida can connect you with programs and services close to you.