Extra Help

Low Income Subsidy (LIS) Premiums for 2024

Medicare provides Part D premium and cost-sharing assistance to beneficiaries who qualify for the program’s low income subsidy (LIS), also called Extra Help. An enrollee’s premium will generally be lower once they receive extra help from Medicare, if the enrollee joins a BayCarePlus plan with a monthly premium. The only plan that BayCarePlus offers in 2024 with a premium is BayCarePlus Premier (HMO). If you qualify for Extra Help, you pay as little as $0 for your premium, depending on your level of help.

Level of Extra Help Your Monthly Premium
BayCarePlus Complete (HMO)
100% $0.00
75% $0.00
50% $0.00
25% $0.00
BayCarePlus Premier (HMO)
100% $0.00
75% $10.50
50% $21.00
25% $31.50
BayCarePlus Rewards (HMO)
100% $0.00
75% $0.00
50% $0.00
25% $0.00
BayCarePlus Complete (HMO)
Level of Extra Help Your Monthly Premium
100% $0.00
75% $0.00
50% $0.00
25% $0.00
BayCarePlus Premier (HMO)
Level of Extra Help Your Monthly Premium
100% $0.00
75% $10.50
50% $21.00
25% $31.50
BayCarePlus Rewards (HMO)
Level of Extra Help Your Monthly Premium
100% $0.00
75% $0.00
50% $0.00
25% $0.00

To learn more about what information is needed to have your records immediately updated to reflect that you qualify for “extra help” through low income subsidy click here.

Low Income Subsidy Disclaimer

People with limited incomes may qualify for Extra Help to pay for their prescription drug costs. If you qualify, Medicare could pay for up to 75 percent or more of your drug costs including annual deductibles and coinsurance. Additionally, those who qualify will not be subject to the coverage gap or a late enrollment penalty. Many people are eligible for these savings and don’t even know it.

If you aren’t getting Extra Help, you can see if you qualify by calling:

  • 1-800-MEDICARE (1-800-633-4227 toll-free; TTY/TDD users call 1-877-486-2048), 24 hours a day/7 days a week
  • Your state Medicaid office
  • The Social Security Administration toll-free at 1-800-772-1213. TTY/TDD users should call 1-800-325-0778 between 7am and 7pm, Monday through Friday.

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BayCare Select Health Plans is an HMO plan with a Medicare contract. Enrollment in BayCare Select Health Plans depends on contract renewal. All BayCare Select Health Plans include Part D drug coverage.

To enroll, you must have both Medicare Parts A and B and reside in the plan service area.

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